What We Do
Having a choice is important in investing. It is our belief that investors' plans should change as their lifestyles and needs do. We strive to help our clients create and grow wealth, protect and preserve wealth, and transfer wealth during life and at death in the most tax-advantaged way.
Services include but are not limited to:
Retirement Income Planning:
Retirement income strategies are not just for the wealthy. As retirement nears, the traditional strategy has been to move growth-seeking products to more conservative, fixed-income products. According to a recent study, for a married couple age 65 there i is now a 50 percent chance that at least one spouse will live to age 94. This means that you may need to plan for your retirement savings to potentially last 25 to 30 years.
Retirement Planning:
In today's rapidly changing world, retirement planning has never been more challenging. Working with a financial advisor to map a comprehensive, thoughtful retirement strategy and keep it on track is essential to your future well-being
Risk Management:
Protecting yourself, your loved ones, your home or your business against unexpected events is a fundamental aspect of financial planning. Closing the gap on potential risks can be tricky without a comprehensive plan and process that methodically evaluates all potential risk factors.
Wealth Management:
Your wealth plan benefits from our comprehensive investment management offerings that are designed to help you pursue your goals. There are five aspects to this offering that define our difference:
- We select industry leading products for you and your specific needs
- We believe in a process-driven, cost –effective approach to investment management
- We believe non-traditional assets should be an important part of a portfolio
- We invest our own money in the opportunities that we present to you
Tax Planning
Nearly all financial decisions have tax ramifications. Tax liabilities associated with income, estate, gift and various state, excise and sales taxes can take a real toll on your wealth. We can help coordinate the various aspects of your financial plan in an effort to maximize tax-efficient strategies in line with pursuing your overall financial goals.
Estate Planning
Preserving wealth from one generation to the next can be complex and time-consuming. Guidance from a competent, experienced advisor can go a long way toward helping make sure your financial success is shared with your family, friends and the charitable organizations you designate, according to your wishes.
We will help you articulate your estate planning goals and we will work closely with your tax and legal advisors to ensure your financial plan reflects your estate planning needs. Or, if you prefer, we can provide our own team of professional advisors adept at the intricacies of estate and tax planning. Whether you use a trust or another method for accomplishing your long-term estate planning goals, we can assist you in navigating today’s complicated tax and estate laws.